One broker.Forty-plus institutions.One conversation, in English.

Avenox is an independent financial broker at Lake Chapala, in San Antonio Tlayacapan between Ajijic and Chapala. We don't sell one company's products. We compare Mexican banks, lenders and insurers on your behalf, place the policy or loan that fits, and translate the process, not just the words.

Tell us what you need See what we do

40+ banks, lenders and insurers
15+ years at Principal, Banamex and HSBC
35% of our clients are Lakeside expats
EN / ES every document explained in English

What we help with

The things most people at Lakeside end up needing, and usually end up sorting out alone.

Insurance in Mexico Major medical, home, auto (including foreign-plated cars), life and retirement plans, with a local agent who handles the claim with you. Insurance Mortgages for foreigners An honest answer on whether you can borrow here, which lenders actually do it, and what it costs. Mortgages Real estate at Lakeside Homes and lots we represent directly, with financing worked out at the same table. Properties Business financing Factoring, leasing and credit lines for foreign-owned businesses operating in Mexico. Business

How it works

Four steps. You always know which one you're on.

Diagnosis

We look at your situation, your goals and what needs solving.
Strategy

We lay out the real options in the market that fit your profile.
Placement

We connect you with the right bank or insurer and run the process.
Follow-through

We stay on it through signing, and after, including claims.

A few things worth knowing

Documents are in Spanish. We walk you through them.

Policies, loan contracts and notarial deeds are legally in Spanish. We explain each clause before you sign and stay on the call when the bank or notary does.

Your Mexican broker costs you nothing extra.

Insurance premiums are set by the carrier and are the same whether you buy direct or through an agent. What changes is that someone compares eleven carriers and is on your side in a claim.

Choose the agent, not just the company.

At Lakeside the difference between a good and a bad insurance experience is almost always the agent. Ours is local, certified, and reachable on WhatsApp.

Ulises Vilches, Managing Director of Avenox

Who you'll talk to

“A broker doesn't represent a bank or an insurer. He represents his client in front of all of them.”

Ulises VilchesManaging Director, Avenox

Business administration graduate with 15-plus years in banking and insurance at Principal, Banamex and HSBC, in management roles. He founded Avenox in Chapala and now advises the Lakeside expat community on insurance, investment and protecting what they own in Mexico. Works in Spanish and English, from the office in San Antonio Tlayacapan or at your home.